Research & Reports

Business Insolvency Statistics

Company insolvency figures, updated October 2024.

3 Mins
Chapter 1

Overview

Insolvency rates provide crucial insights into the pressures UK businesses are currently navigating. In October 2024, 2,941 companies across the UK and Northern Ireland declared insolvency, reflecting a 34% increase from September and a 17% rise compared to October 2023. The numbers underscore the challenging economic environment, with sectors such as construction particularly affected by inflationary pressures on materials and labour.

For real-time insights and proactive updates, discover how Creditsafe can support your business in managing insolvency risks through our platform.

Key Findings – October 2024

  • Total Insolvencies: 2,941 companies declared insolvency.
  • Month-over-Month Change: Insolvencies surged by 34% in October, indicating a tougher economic landscape as we approach year-end.
  • Year-over-Year Change: Insolvencies rose by 17% compared to October 2023, reflecting ongoing struggles as businesses adapt to rising costs.
  • Sector Impact: The construction sector accounted for 16% of all insolvencies in both September and October, highlighting sustained strain. High-profile cases included Hadden Construction and C.G. Godfrey Ltd, which entered administration due to escalating operational costs and project delays. Hadden’s collapse led to 66 redundancies in Perthshire, while C.G. Godfrey’s closure in Lincolnshire saw 23 job losses.

For proactive insights and support, Creditsafe’s platform offers tools to help businesses manage and mitigate insolvency risks through real-time updates and advanced risk monitoring.

If you want to re-use this data, please contact [email protected]

Chapter 1

Insolvencies by Month

Total number of insolvencies by month.

October 2024 saw a sharp increase in UK insolvencies, up 34% month-on-month and 17% year-on-year, underscoring the growing economic pressures on UK businesses. Rising inflation and market uncertainty continue to drive persistently high insolvency rates, particularly in the construction sector, where escalating material and labour costs are continuing to hit hard.

Notable closures include Hadden Construction in Perthshire, resulting in 66 job losses, and C.G. Godfrey Ltd in Lincolnshire, where 23 redundancies followed the company’s insolvency. These cases highlight the severe operational challenges facing businesses as costs surge and project delays become increasingly difficult to manage.

This surge in insolvencies contrasts sharply with the patterns seen in September, where there was a 7% decrease year-over-year, suggesting temporary resilience in some sectors. However, with tightened consumer spending yet to ease, operational costs climbing, and supply chains still vulnerable to geopolitical tensions, stability remains uncertain for many.

For businesses looking to proactively manage these risks, Creditsafe’s platform offers real-time updates and advanced monitoring tools, providing the insights necessary to navigate an unpredictable insolvency landscape effectively.

Chapter 1

Insolvencies by Sector

The total number of insolvencies by sector YTD.

The construction sector remains a significant contributor to the UK's insolvency figures, accounting for 16% of all insolvencies in October 2024, with 456 companies in the industry entering insolvency. The sector's struggles reflect the compounded effects of escalating material and labour costs, which continue to strain profit margins and delay projects.

Noteworthy closures include Hadden Construction and C.G. Godfrey Ltd., both of which faced mounting operational challenges. Hadden Construction's downfall in Perthshire resulted in 66 job losses, while C.G. Godfrey Ltd in Lincolnshire, after grappling with rising costs and project delays, saw 23 redundancies. These cases exemplify the broader difficulties within the sector, where many companies are unable to absorb the sharp increase in costs, leading to insolvencies that disrupt both local communities and the wider economy.

Additionally, the Wholesale and Retail and Accommodation and Food Services sectors continue to see high insolvency rates. In October 2024, 382 companies in Wholesale and Retail and 345 in Accommodation and Food Services entered insolvency, together representing 25% of all insolvencies for the month. Notable high-profile cases include Kettle Home Ltd, which entered liquidation amid mounting pressures from rising shipping costs and economic challenges.

In the retail sector, well-known companies such as Boots and Cineworld also faced significant financial strain. In September 2024, Boots announced it would close 300 stores across the UK by the end of October, citing a shift in consumer habits and pressures from inflation and competition. Cineworld, similarly, continued reducing its footprint by closing additional cinema locations. These closures highlight the ongoing struggles within these sectors, underscoring their vulnerability in a challenging economic environment.

For proactive insights and support, Creditsafe’s platform offers tools to help businesses manage and mitigate insolvency risks through real-time updates and advanced risk monitoring.

The table below provides a comprehensive overview of insolvency trends year-to-date (January - December 2024) by sector. It also compares these figures with previous years (2021, 2022, and 2023), offering a clearer picture of the sector-specific shifts and changes in insolvency rates.

Want to explore the data for yourself?

Whether you want to understand the impact of Insolvencies across a group of sectors or the likelihood of an individual company becoming insolvent, you can find all of this data and more within the Creditsafe platform.

Chapter 1

Methodology

Creditsafe uses the following statuses to determine if a company has become insolvent and will count insolvency based on its first insolvency trigger from one of the statuses below:

  • In Liquidation.
  • Administrator Appointed.
  • Appointment of Liquidator.
  • Meeting of Creditors.
  • In Administration.
  • In Receivership.
  • Administrative Receiver Appointed.
  • Administration Order.
  • The company is wound-up.