Business growth hinges on effective risk management, cost reduction, and compliance. ID Verification Plus enables you to conduct document validation-led checks in minutes. Our solution streamlines the onboarding process through automated workflows that harness biometric facial recognition technology, enabling real-time identity checks from anywhere in the world.
Trusted by some of the world’s leading companies
Onboard more of the right customers with confidence
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Take a selfie
Our solution uses biometric facial recognition technology to confirm that the selfie matches the image on the ID document.
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Liveness test
Passive liveness detection ensures a live person is present. If it fails individuals are prompted to take a second selfie and perform a unique action.
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Take a photo of ID Document
Our solution checks to confirm that passports and documents are valid and genuine.
Why choose Creditsafe for ID Verification
Effortlessly verify identities and documents with Creditsafe’s comprehensive ID verification solutions, helping you streamline processes, ensure compliance, and reduce business risk.
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Faster onboarding
Remove bottlenecks and speed up customer onboarding by verifying an individual’s address through a combination of 2+2 data-led validation and document collection.
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Improved accuracy
Enhance accuracy and reliability in your identity verification efforts with additional checks seamlessly integrated into the same workflows, including proof of address, third-party data checks and AML Watchlist Screening.
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Standardised checks
Ensure a consistent verification process regardless of the volume of checks or changes in legislation by integrating identity verification with your existing CRM and onboarding workflows.
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Protected reputation
Know exactly who you are dealing with by running comprehensive checks of customer information against a global database of PEPs, sanctions, and watch lists.
Verify the identity of individuals, anywhere, anytime
Easily confirm identities in real time for swift and secure onboarding without the back-and-forth.
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Faster onboarding
Remove bottlenecks and speed up customer onboarding by verifying an individual’s address through a combination of 2+2 data-led validation and document collection.
-
Improved accuracy
Enhance accuracy and reliability in your identity verification efforts with additional checks seamlessly integrated into the same workflows, including proof of address, third-party data checks and AML Watchlist Screening.
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Standardised checks
Ensure a consistent verification process regardless of the volume of checks or changes in legislation by integrating identity verification with your existing CRM and onboarding workflows.
Digital right to work checks
Are you looking to improve your right-to-work compliance and streamline employee onboarding checks?
ID Verification Plus provides a fast, simple and secure way of ensuring employees have the right to work in the United Kingdom. Per Home Office guidance, demonstrating that you have carried out a Right to Work check can protect your organisation from illegal working penalties.
Our Right to Work checking software removes the stress of manually collecting and validating employee ID Documents. Using advanced ID verification technology for Right to Work checks means your organisation can meet the Government digital identity check guidance and remain compliant with the latest Right to Work guidance.
Right to rent tenant checks
Stay compliant with fast and secure right to rent tenant checks for landlords.
Our ID Verification Plus platform allows landlords to check the immigration status of all prospective adult tenants before allowing them to rent a property in the UK.
Failure to carry out Right to Rent checks or rent to someone who does not have the right to rent may result in financial penalties and, in some cases, criminal charges. Therefore, landlords need to familiarise themselves with Right to Rent regulations and follow them carefully to ensure compliance with the law.
Frequently asked ID Verification questions
What Documents are required for AML checks?
The types of ID documents required for an AML (Anti-Money Laundering) check may vary depending on the nature of the business and the level of risk involved. In general, the following types of documents may be required:
Government-issued identification documents, such as a passport, driver's license, or national ID card.
Proof of address documents, such as a utility bill or bank statement, which must be recent and show the individual's current address.
Other documents, such as a birth certificate, marriage certificate, or adoption certificate, may be required in certain circumstances to confirm the individual's identity.
UK businesses must adhere to specific regulations and requirements when conducting AML checks, and failure to comply can result in penalties or legal issues.
What is a Right to Work check?
Before employing someone, it's essential that employers conduct a right to work check to verify that the individual has the legal right to work in the UK.
To streamline this process and ensure compliance with employment law, employers can opt for a digital identity check with Creditsafe. By doing so, employers can confirm that the employee is eligible to carry out the work they are being hired for, while also satisfying their legal obligations.
Don't take any chances with employment law - ensure you're fully compliant by conducting a right to work check with Creditsafe's digital identity verification solution.
What is an AML check?
An AML (Anti-Money Laundering) check is a process used to verify the identity of individuals and ensure that they are not involved in money laundering or other financial crimes. The purpose of an AML check is to help prevent criminals from using financial institutions or businesses to launder money or finance illegal activities.
An AML check typically involves verifying the identity of the individual using government-issued identification documents and other relevant information, such as their address or occupation. In some cases, additional checks may be required, such as verifying the source of funds or conducting enhanced due diligence on high-risk individuals or transactions.
Businesses and financial institutions are required by law to perform AML checks to ensure compliance with regulations and to protect themselves from potential financial and reputational risks. By conducting thorough AML checks, companies can help prevent financial crime and safeguard their operations against legal and regulatory issues.
Who needs to carry out ID checks?
ID checks may need to be carried out by a wide range of individuals and organizations, depending on the situation.
Some examples of individuals who may need to carry out ID checks include employers, landlords, banks, and other financial institutions, government agencies, law enforcement officials, and security personnel.
Employers may need to carry out ID checks as part of the hiring process to verify the identity and eligibility of job candidates to work legally in a specific country. Landlords may need to carry out ID checks to verify the identity and right to rent of potential tenants. Banks and other financial institutions may need to carry out ID checks to confirm the identity of customers for security and fraud prevention purposes.
Government agencies, law enforcement officials, and security personnel may also need to carry out ID checks for various reasons, such as verifying the identity of individuals for security clearance, background checks, or criminal investigations.
Ultimately, the need for ID checks will depend on the situation and the specific requirements of the organization or individual carrying out the checks.
What is a Right to Rent check?
In the UK, private landlords and agents have a legal obligation to perform a 'right to rent' check on all tenants, lodgers, and any other adults who will be residing in the property. This involves verifying their immigration status by requesting and checking identity documents to confirm that they have the right to live in the UK, whether that be permanently or temporarily. It's important to carry out this check before the tenancy begins to ensure that all tenants have the legal right to live in the property. By fulfilling this requirement, landlords and agents can comply with UK immigration law and protect themselves from potential penalties.
Who needs to comply with AML regulations?
AML (Anti-Money Laundering) regulations apply to a wide range of businesses and individuals who are involved in financial transactions. Some of the most common types of businesses that must comply with AML regulations include banks, credit unions, insurance companies, financial advisers, money service businesses, casinos, and real estate agents. Additionally, certain professions such as lawyers, accountants, and estate agents may also be required to comply with AML regulations in certain circumstances. Essentially, anyone who is involved in financial transactions or provides financial services may be subject to AML regulations, and it's important to stay up to date with the latest requirements to avoid potential penalties or legal issues.